What is Multi-Factor Authentication (MFA)?

Modified on Wed, Oct 9 at 6:56 PM

What is Multi-Factor Authentication

Multi-factor authentication (MFA) makes it more difficult for the average cyber-criminal to gain access to systems using passwords that may have been compromised, providing an extra layer of protection for you.


Multi-factor authentication (MFA) blends at least two means of validation:


Enabling MFA protects you and your organization's digital assets. 

Secondly, in order to obtain coverage in the event of a cyber breach, Cyber Liability Insurance requires Multi-Factor Authentication to be in place, or at least a plan to achieve it. Without MFA enabled, cyber insurance companies could reject coverage in the event of a breach.  

If you have used an online bank account or logged into an online account that sends a 6-digit code via text message to your phone, that is an example of Multi-Factor Authentication. It can also take the form of extra security questions, but more efficient and secure versions involve an authentication app on your mobile device, where you just have to click “accept” or enter a 2-digit number shown on your screen.


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